Beating The Budget Recipe

Quite recently I have had a few friends discuss budgets and budgeting with me. I am not a financial advisor but given my level of financial security I am often asked to help people manage their way out of debt. Of course, the simplest approach to life would to not get into debt in the first place, but this is not always possible. As a blogger, my hobby is quite expensive. We do eat what I make which is a bonus, but the recipes sometimes call for ingredients that are unusual. Dave races single seaters. His hobby is also expensive. These hobbies can only take place if we have the disposable income to spend on them. I hope some of my methods for financial security and beating the budget help.

The concept of pay me first is something I…