Chocolate Cupcakes With Cream Cheese Filling Recipe

• 2 (3 ounce.) Packages cream cheese
• 1/3 c. sugar
• 6 ounce. pkg. chocolate chips
• 1 1/2 c. all-purpose flour
• 1 c. sugar
• 1/4 c. cocoa
• 1 teaspoon soda
• 1/2 teaspoon salt
• 1 c. water
• 1/3 c. oil
• 1 tbsp. vinegar
• 2 tbsp. sugar (if you like)
• 1/2 c. minced almonds (if you like)

Directions